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Scam Watch

Think it might be a scam? Start here.

Stop the payment first. Then use the official report links below. These patterns only appear when an official source verifies the claim.

Browse 8 verified patterns Official sources only

They want money right now

Do not pay while someone is pressuring you. Pause, call the real company or agency from its official website, and keep screenshots.

अहिले पैसा नपठाउनुहोस्। पहिले आधिकारिक ठाउँमा जाँच गर्नुहोस्।

They say they are the government

Hang up or stop replying. Real agencies do not demand gift cards, crypto, wire transfers, or payment apps to stop arrest.

फोन काट्नुहोस्। गिफ्ट कार्ड, क्रिप्टो, वा वायरबाट सरकारी भुक्तानी नगर्नुहोस्।

I already paid

Call your bank, card company, wire service, or payment app right now. Ask if the payment can be stopped, reversed, or disputed.

बैंक, कार्ड कम्पनी, वायर सेवा, वा पेमेंट एपलाई तुरुन्त सम्पर्क गर्नुहोस्।

They have your SSN, passport, or login

Change passwords, turn on two-factor login, call your bank if money is involved, and use IdentityTheft.gov for identity steps.

पासवर्ड बदल्नुहोस्। बैंकलाई कल गर्नुहोस् र प्रमाण सुरक्षित राख्नुहोस्।

Already paid

Try recovery first, then report.

Call your bank, card company, wire service, or payment app right now.बैंक, कार्ड कम्पनी, वायर सेवा, वा पेमेंट एपलाई तुरुन्त सम्पर्क गर्नुहोस्।

  1. Ask if the payment can be stopped, reversed, or disputed.
  2. Save receipts, screenshots, phone numbers, names, and account details.
  3. Report to the official agency link that fits what happened.

Pattern directory

Official-source scam patterns

8 checked patterns Open the closest match for warning signs, next steps, official guidance, and the right report link.
ImmigrationGuidance from USCIS Notario or immigration helper They promise immigration results but are not allowed to give legal advice. office, Facebook, WhatsAppVerified July 9, 2026

What it looks like

  • They call themselves a notario, consultant, or paper helper.
  • They promise faster approval for extra cash.
  • They tell you not to talk to USCIS or a lawyer.

What officials say

USCIS warns that notarios and unauthorized helpers can harm immigration cases and explains how to report immigration scams.

Do this now

  1. Do not sign blank forms.
  2. Ask for a real attorney or accredited representative.
  3. Report immigration scams through USCIS guidance.

Do not sign blank immigration forms.

खाली फारममा हस्ताक्षर नगर्नुहोस्।

USCIS · www.uscis.gov · Verified July 9, 2026

CharityGuidance from FTC Charity or funeral donation pressure They push for fast donations and will not show a real charity record. phone, social media, door-to-doorVerified July 9, 2026

What it looks like

  • They use a disaster, illness, funeral, or community tragedy.
  • They ask for cash, gift card, wire, or payment app only.
  • They refuse to give time for checking.

What officials say

The FTC says to research charities before donating and watch payment methods scammers prefer.

Do this now

  1. Pause before donating.
  2. Search the charity name and official website.
  3. Report fake charity requests.

Check the charity before donating.

दान गर्नु अघि संस्था जाँच गर्नुहोस्।

FTC · consumer.ftc.gov · Verified July 9, 2026

RecoveryGuidance from FTC Money recovery fee They say they can get your lost money back if you pay first. call, email, social mediaVerified July 9, 2026

What it looks like

  • They contact you after a scam or investment loss.
  • They say a refund is waiting but needs a fee.
  • They ask for bank, card, crypto, or gift card details.

What officials say

The FTC warns that refund and recovery scams ask for money first and can make you lose more.

Do this now

  1. Do not pay a recovery fee.
  2. Report the original scam and the recovery message.
  3. Keep every receipt and screenshot.

Do not pay to get money back.

पैसा फिर्ता लिन पहिले पैसा नतिर्नुहोस्।

FTC · consumer.ftc.gov · Verified July 9, 2026

TaxGuidance from IRS IRS arrest or tax payment call They say you owe tax and must pay now to avoid arrest or deportation. call, text, emailVerified July 9, 2026

What it looks like

  • They threaten arrest, deportation, or a license problem.
  • They demand gift cards, wire, crypto, or payment app money.
  • They send a link that is not IRS.gov.

What officials say

The IRS says scammers use threats and urgent payment demands. The IRS does not demand payment in those ways.

Do this now

  1. Do not pay from the call or text.
  2. Check IRS.gov or your real IRS account.
  3. Report IRS impersonation to TIGTA.

Do not pay from a tax threat call.

कर धम्की आएको फोनबाट पैसा नतिर्नुहोस्।

IRS · www.irs.gov · Verified July 9, 2026

IdentityGuidance from SSA OIG Social Security suspension call They say your SSN will be suspended unless you pay or share personal information. call, text, emailVerified July 9, 2026

What it looks like

  • They threaten legal action or arrest.
  • They ask for a Social Security number, bank account, gift card, or crypto.
  • They pressure you not to hang up.

What officials say

SSA OIG says threats to suspend your SSN, arrest you, or demand immediate payment are signs of a scam.

Do this now

  1. Hang up.
  2. Do not share your SSN or bank details.
  3. Report the scam to SSA OIG.

Do not share your SSN on a call.

फोनमा आफ्नो SSN नदिनुहोस्।

SSA OIG · oig.ssa.gov · Verified July 9, 2026

JobsGuidance from FTC Fake job check or advance fee They offer a job, send a check, and tell you to send money back. email, text, job boardVerified July 9, 2026

What it looks like

  • They hire without a real interview.
  • They send a check for supplies or training.
  • They ask you to buy gift cards, crypto, or wire part of the money.

What officials say

The FTC warns that fake job scams can use fake checks and upfront fees.

Do this now

  1. Do not deposit a check from a stranger for a job.
  2. Do not send money back.
  3. Report the job posting or message.

Do not send money for a new job.

नयाँ कामका लागि पैसा नपठाउनुहोस्।

FTC · consumer.ftc.gov · Verified July 9, 2026

HousingGuidance from FTC Housing deposit wire request They ask for rent or a deposit before you can see the place or verify the landlord. listing, email, FacebookVerified July 9, 2026

What it looks like

  • The rent is unusually low.
  • They cannot show the unit in person or by a real local agent.
  • They ask for wire, gift card, crypto, or payment app money.

What officials say

The FTC warns about fake rental listings and says to be careful before sending money for a place you have not verified.

Do this now

  1. Do not wire a deposit before verifying the unit.
  2. Search the address and landlord details.
  3. Report fake rental listings.

Verify the room before sending a deposit.

डिपोजिट पठाउनु अघि कोठा जाँच गर्नुहोस्।

FTC · consumer.ftc.gov · Verified July 9, 2026

PaymentGuidance from FTC Gift card payment demand They ask you to pay with Apple, Google, Target, Steam, or another gift card. call, text, social mediaVerified July 9, 2026

What it looks like

  • They tell you which card to buy.
  • They ask for the card number and PIN photo.
  • They say it is for tax, immigration, police, rent, or a family emergency.

What officials say

The FTC says anyone who demands payment by gift card is a scammer.

Do this now

  1. Do not buy the card.
  2. If you already bought it, call the gift card company fast.
  3. Report the card demand.

Never pay a stranger with gift cards.

अपरिचितलाई गिफ्ट कार्डबाट पैसा नतिर्नुहोस्।

FTC · consumer.ftc.gov · Verified July 9, 2026

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