United
Health How US healthcare actually works (where to go, how costs work) Knowing where to go — primary care vs urgent care vs the ER — can save you thousands of dollars and hours of waiting. The ER is for true emergencies only; for most other things there's a cheaper, faster option. For life in the US
Health guides
Clear, sourced how-tos for US Nepalese — immigration, money, documents, housing and more. Every guide cites its sources and shows when it was last reviewed.
Start here
New to Health? Follow these in order.
- How US healthcare actually works (where to go, how costs work)
- Health insurance for new arrivals & students
- Do you qualify? Medicaid & ACA-marketplace eligibility for immigrants
- Mental health support (you're not alone)
- Having a baby in the US (coverage, costs, prenatal care)
- Vaccinations & immunization records (school, work, green-card)
6 guides
Health guides
Health How US healthcare actually works (where to go, how costs work) Knowing where to go — primary care vs urgent care vs the ER — can save you thousands of dollars and hours of waiting. The ER is for true emergencies only; for most other things there's a cheaper, faster option. 
Health Health insurance for new arrivals & students In the US, an unexpected illness or injury can cost a fortune without insurance — so getting covered is one of the first things to sort out. Your route depends on your situation: student plan, job-based plan, the ACA marketplace, or (if eligible) Medicaid. 
Health Do you qualify? Medicaid & ACA-marketplace eligibility for immigrants Whether you qualify for Medicaid (free/low-cost public coverage) or ACA-marketplace subsidies depends on your income, your immigration status, and your state. The rules are nuanced — the reliable way to find out is the HealthCare.gov screener (it routes you to Medicaid or the marketplace) plus your state Medicaid office; a free navigator can walk you through it. 
Health Mental health support (you’re not alone) Mental health is real healthcare — and it's confidential. If you're struggling with isolation, stress, anxiety, or depression (very common in the immigrant experience), help exists, including culturally-aware and Nepali-speaking options. In a crisis, call or text 988 (the US Suicide & Crisis Lifeline — free, confidential, 24/7). 
Health Having a baby in the US (coverage, costs, prenatal care) Having a baby in the US can be very expensive without insurance, so sort out coverage early. On HealthCare.gov, birth is a Marketplace qualifying life event; pregnancy itself usually is not on the federal Marketplace, though Medicaid/CHIP cover many pregnant people and some state exchanges have different rules. 
Health Vaccinations & immunization records (school, work, green-card) Keep your (and your kids') immunization records — K-12 schools, some colleges/jobs, and the green-card medical exam all require them. Bring your Nepal records (translated), and a US provider can review them and give any missing shots — often free or low-cost for eligible children. Browse guides by topic
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